Creating a Home Safety Plan - Your Guide with Flood Ready

Steps to Create Your Home Safety Plan

Follow these steps to build a comprehensive safety plan tailored to your Toronto or Markham home:

1. Assess Your Risks

   Understanding your home’s vulnerabilities is the foundation of a strong plan.

   • Flood Risks: Check if you’re in a flood-prone area using Toronto’s Flood Risk Map or Markham’s Stormwater Management. Inspect for signs of water pooling, basement dampness, or clogged drains.
   • Radon Exposure: Test for radon, as 1 in 4 Ontario homes exceeds safe levels (200 Bq/m³). Older homes or those near the Oak Ridges Moraine (common in Markham) are at higher risk.
   • Other Hazards: Evaluate fire risks (e.g., outdated wiring) and structural issues (e.g., roof leaks).

   Flood Ready Tip: Schedule a CCTV Sewer Camera Inspection or Home Safety Consultation for a professional assessment.

2. Implement Preventative Measures

   Install systems to address identified risks.

   • Flood Prevention:
     • Backwater Valve: Prevents sewer backups (rebates up to $1,250 in Toronto, $1,000 in Markham).
     • Sump Pump: Manages groundwater (rebates up to $1,750 in Toronto, $1,500 in Markham).
     • Drainage Improvements: Redirects water from your foundation (rebates up to $400 in Toronto, $500 in Markham).
   • Radon Mitigation: Install a sub-slab depressurization system if tests show high levels. Learn more on our Radon Mitigation page.
   • Fire Safety: Install smoke and carbon monoxide detectors on every floor. Keep fire extinguishers in key areas (e.g., kitchen, garage).

   Flood Ready Tip: Explore our Flood Prevention Upgrades for rebate-eligible solutions.

3. Develop an Emergency Plan

   Prepare for worst-case scenarios to keep your family safe.

   • Flood Emergency Kit: Include sandbags, flashlights, batteries, non-perishable food, and water for 72 hours. Store important documents in waterproof containers.
   • Evacuation Routes: Identify at least two exits from each room and a safe meeting point outside. Practice your plan twice a year.
   • Communication Plan: Designate an out-of-town contact to coordinate in emergencies. Keep a charged portable charger for phones.

   Flood Ready Tip: Download our Emergency Preparedness Guide for a complete checklist.

4. Schedule Regular Maintenance

   A safety plan only works if it’s kept up to date.

   • Flood Systems: Test sump pumps monthly; inspect backwater valves annually. Clear gutters and downspouts in spring and fall.
   • Radon Systems: Check mitigation system fans and seals monthly; retest radon levels every 2-5 years.
   • General Safety: Inspect detectors and extinguishers yearly; check structural integrity (roof, foundation) biennially.

   Flood Ready Tip: Join our Maintenance Plan starting at $200 CAD/year for hassle-free upkeep.

5. Review Insurance Coverage

   Ensure your plan aligns with your insurance policy.

   • Flood Coverage: Standard policies may not cover overland flooding or sewer backups. Add endorsements if needed.
   • Documentation: Keep records of safety upgrades and maintenance for claims.

   Flood Ready Tip: We provide insurance certificates—see our Insurance and Certificates page.

Common Mistakes to Avoid

Don’t let these pitfalls undermine your safety plan:

• Ignoring Early Signs: Small leaks or dampness can signal bigger issues.
• Skipping Professional Help: DIY installations may void rebates or fail under pressure.
• Neglecting Updates: An outdated plan won’t protect against new risks.
• Overlooking Rebates: Missing out on subsidies can inflate your costs.

Costs to Expect

Building a safety plan is an investment in your home’s future. Here’s a breakdown:

• Assessments: Free consultations; CCTV inspections start at $350 CAD.
• Upgrades:
  • Backwater valve: $2,000 CAD (before rebates).
  • Sump pump: $2,500 CAD.
  • Radon mitigation: $1,500–$3,500 CAD.
• Maintenance: $200–$350 CAD/year for annual plans.
• Rebates: Save up to $3,400 in Toronto, $1,500 in Markham.

Get a personalized quote via our scheduling page.